If you are looking for health insurance and are interested in signing up or learning more about the healthcare exchanges, please be aware of the scams out there. Here are some helpful tips to protect you from falling victim to one of these scams:
- Do not give out personal information to anyone that has called you or emailed you offering insurance policies. There are legitimate education campaigns by state health insurance exchanges via email, letters or phone calls, but they will not sell you policies nor ask for personal information.
- Visit the health exchange websites for your state. Massachusetts residents can check out the Massachusetts Health Connector website at www.mahealthconnector.org. Do not click on any advertisement link that offers cheap policies. Instead, type the correct address of the health insurance exchange website in your internet browser.
- The initial enrollment period runs from October 1, 2013 to March 31, 2014. Don’t be pressured into signing a policy as the preapproval rates won’t change during this period.
- Be vigilant about fraud and medical identity theft. Report any unsolicited phone calls or emails asking for personal information to the appropriate authorities